One relationship, every financing option that fits.
We don’t sell you one product — we match your business against the full range of financing types and show you which ones you actually qualify for.
SBA Loans
Lower rates and longer terms, backed by the U.S. Small Business Administration. Best for established businesses that can wait 30–90 days for funding.
- 7(a), Express, and 504 programs
- Amounts up to $5 million
- Requires personal guarantee (20%+ owners)
Term Loans
A lump sum repaid over a fixed schedule. Good for a specific, one-time investment like renovation, inventory, or expansion.
- Funding in as little as 2–5 business days
- Fixed or variable rate options
- Best for 1+ year in business
Business Lines of Credit
Draw what you need, when you need it, and only pay interest on what you use — ideal for managing seasonal cash flow gaps.
- Revolving access, reusable as you repay
- Good for uneven or seasonal revenue
- Faster underwriting than term loans
Working Capital Loans
Short-term funding to cover payroll, rent, or day-to-day operating costs while you wait on receivables or a slow season.
- Shorter terms, faster approval
- Based more on cash flow than collateral
- Common first product for new borrowers
Equipment Financing
The equipment itself typically serves as collateral, which can mean easier approval for asset-light businesses.
- Preserves working capital for other needs
- Terms often match the equipment’s useful life
- Good fit for retail, food service, and trades
Invoice & Receivables Financing
Turn outstanding invoices into working capital now instead of waiting 30–90 days for customers to pay.
- Useful for B2B and service businesses
- Approval weighted on customer creditworthiness
- Helps smooth uneven payment cycles
Commercial Real Estate Loans
Financing to purchase, renovate, or refinance the property your business operates from.
- Longer terms, larger loan amounts
- Typically requires collateral and strong financials
- Often paired with SBA 504 programs
Merchant Cash Advance Alternatives
For businesses that need same-week capital, we prioritize transparent revenue-based products over the predatory MCA structures regulators have flagged nationwide.
- Full cost-of-capital disclosure before you sign
- No daily-debit traps or hidden factor rates
- We vet every partner in this category directly
Loan Readiness Review
Not sure what you qualify for yet? We’ll review your documentation and credit profile before you apply anywhere — at no cost.
- Personalized document checklist
- Eligibility read across product types
- No obligation, no cost
Most of our matched borrowers look like this
Annual Revenue
Our core focus for retail and service operators.
Time in Business
Some products available to newer businesses too.
Personal Credit Score
Guideline for most bank and SBA products.
States Served
Nationwide lender network, from any industry.